Get Help with Utility Bills From LoanNow – Easier, Faster, and Better

Electric bills, gas bills, water bills, cell phone bills – your utility bills demand a large chunk of your budget.  But you also have mortgage payments or rent, groceries, transportation, insurance and other basic expenses. Sometimes it’s difficult to make ends meet. Depending on a number of circumstances, including your location and how much you owe – you could obtain help with utility bills from several sources. One of your best options for help with utility bills could very well be LoanNow.

Deferred Payments

You may be able to get help with utility bills directly from the utility companies. Many companies will allow customers who are struggling with their bills to defer payments or make smaller installment payments. You have a better chance of making an arrangement like this work if you have previously maintained a good payment record with the utility company.  Having a credible reason for falling behind, such as serious illness or job loss also tends to make utility companies more sympathetic.  However, this strategy has its limits – you won’t be able to delay more than a few months at most before you face the dreaded prospect of having services suspended.

Friends and Family

If you don’t owe a huge amount, you may be able to get help with utility bills from friends and family members. However, unless you have a large family or lots of friends, you will probably exhaust this source of assistance very soon.  You may also strain your relationships if you’re not able to repay the funds within a reasonable period of time.

Municipal and Charity Help

Municipal and nonprofit help with utility bills is often available to households facing the prospect of having their services shut off. This is especially true with heating bills during the winter or electricity bills from air conditioning in the summer. However, the demand for this kind of assistance is often very high.  The processing time may also be lengthy, although emergencies can sometimes be accommodated.

LoanNow

When you need immediate help with utility bills, turn to LoanNow. Our convenient online application generates a response within minutes. † Less than perfect credit isn’t necessarily a deal breaker. With LoanNow you’re more than your FICO score.  We approve many borrowers banks turn down.  Our repayments are structured in manageable monthly installments that work with your budget. Let LoanNow provide the money you need, when you need it – with repayment terms you can live with.